Turn your plans into reality with our personal loans
Whatever you're planning for the future - investing in your education, a new car, home improvements or that trip of a lifetime - you can turn your plans into reality with a personal loan.
How our loans work
Online loans from €1,000 to €30,000 approved in 3 hours *
No matter what you’re dreaming of doing next, we can help make it real with loans from €1,000.
Already know what you can borrow?
Standard lending rate at 8.95% APR up to €50,000
For loans over €50,000, call 0818 724 725 or contact your local branch..
Take a break, with a loan repayment holiday
You can ask to take a repayment break at a set time every year, for example at Christmas, so your annual loan repayments are spread over 11 months instead of 12. This repayment option may affect the amount and/or term of the loan and is only available if you ask for it at the time you apply.
Pay off your loan early with extra payments
There are no penalties if you ever decide to make an extra repayment.
Get doing
Once we approve your loan and you request your money, we will put the money into your Current Account
Help centre
-
How much can I borrow?
-
How do I apply for a loan?
-
When do I get my money?
-
What can I use the money for?
Useful links
Practical and useful information to help you get ready and manage your AIB borrowings.
How to apply
Already an AIB customer
Apply through Internet Banking or the AIB App for loans from €1,000 to €30,000.
Online applications take a few minutes to complete.
For larger loans, apply by phone or in branch.
Not yet an AIB customer
You’ll need to apply by phone (0818 724 725) or in branch.
Use the calculator to see how much you could borrow.
Not right for you?
Explore other ways to borrow.