Small changes make all the difference
Let's talk about spending
It’s natural to ignore the cost of the little things, especially when what we are buying isn’t that much fun. A little shopping around can add up to a big difference.
When those big bills come around like car and home insurance, gas, electricity, mobile phone, it can be worth comparing prices to make sure you get the best deal. You can also find out more here about AIB’s car insurance and home insurance as well as discounts available. They’re not the most exciting things, but a little effort may mean that you’ve more money for the fun things in life.
Saving through Banking
You can save money by banking differently too. Contactless is quick and easy and cheaper than getting cash out at a machine. Another example is making sure that you have enough money for your direct debits to clear so that you can avoid unnecessary charges. A good idea is to arrange your direct debits to come out the same day you get paid.
Online banking is also a great way to take control of your money. What used to mean a trip to a branch is now at your fingertips. You can save, transfer, pay, and borrow online in seconds.
Our transaction comparisons can help you save
Here are some of the most common ways you can reduce your banking costs.
Personal Current Account customers can qualify for maintenance and transaction free banking by maintaining a minimum daily credit statement balance of €2,500 in their account for each fee quarter. AIB Student Accounts, AIB Student Plus Accounts, AIB Graduate Accounts, AIB Basic Bank Accounts and AIB Advantage Accounts also qualify for maintenance and transaction free banking.
*Please note the transaction fee for Contactless transactions will be waived until further notice.
**Medallion Stamp Duty is currently charged at a rate of €0.50 per item