Planning your finances for the better

Guides and resources to help you better plan your costs of living.

Taking the first steps

It can be challenging to manage finances effectively. Additionally, having a solid financial plan in place can help you and your family to prioritize expenses and make informed decisions about their spending habits. Planning can also help you to avoid financial consequences, prepare for unexpected expenses, make ends meet and face financial hardship.

Explore our guides and resources

Helpful resources

Planning gives you control

Figure out how and what you can spend, see if you can save a little extra.

Learn more about planning your finances

Planning around your family

Family means different things, but whoever you have around you, it’s good to plan.

Mortgage supports

Preparing for a new baby

Keeping an eye on the money when there’s a new baby in your life.

Preparing for a new baby

Saving for your child's future

Seeing your children grow is one of life’s great joys. Rest Easy. Start saving for their future in minutes.

Learn more about planning for your childs future

Manage your bills across our apps and services

Learn how to manage your bills on AIB Mobile Banking, AIB Internet Banking, AIB Tablet Banking, and in your branch.

Manage my bills

Manage your bills across our apps and services

Learn how to manage your bills on AIB Mobile Banking, AIB Internet Banking, AIB Tablet Banking and in your branch.

How to manage my bills

Contact us today

Mortgage arrears

Talk to us

Contact us about mortgage arrears

Loan payments

Talk to us

Talk to us about loan payments

Credit Card payments

Talk to us

Contact us about credit card payments

FAQ

What are the factors to be considered before borrowing?

Take the long term view, add up how much it will cost you to take out a loan including the interest and make sure you can manage to pay it all back on time.
How will I start budgeting for the family?

Try estimating future costs and income and working out how to finance, or save the difference. It’s the sort of planning that gets you ready for life’s twists and turns.
I have questions about savings and deposit accounts

Call 0818 724 725 (lines are open Monday to Friday 9am – 5pm), or drop into any AIB branch. We’ll be happy to answer your questions and help you find the right kind of savings account.
How will I start saving for the child’s future when we are preparing for new baby?

Start saving for your child’s future today with the AIB Online Savers Account. If you’re an AIB customer then you can set it up in minutes through the Mobile Banking App or Internet Banking.
How do I manage and pay my bills through AIB account?

You can manage your bills through mobile banking, internet banking, tablet banking and/or in your branch. More details on managing your bills.
What should I do if I can’t pay my arrears?
- If you’ve missed a payment, you should repay your arrears as soon as you can. If you can’t pay back your arrears, you should take action straight away.
- For mortgage arrears, call us on 0818 251 008
- For loans, call us on 01 7725714
- For credit cards, call us on 01 668 5500.
- If you call us, we promise to listen, be open-minded and not to judge. Our people have helped thousands of customers to get finances back on track. We can also give you contact details for third party advisors that can give independent advice. You may have to fill out a Standard Financial Statement (SFS). Learn more about our SFS and Mortgage Arreras Resolution Process (MARP) or read our MARP booklet.
What is an online notice deposit account?

Online notice deposit account requires seven days’ notice to access your funds, making you less likely to make withdrawals. . There’s no minimum opening balance required and it’s all online so you can easily check your balance every time you log into your account. Learn more about online notice deposit accounts.
What are the support available from the government to deal with the Cost of Living crisis?

Department of social protection has announced various policies to support us in the cost of living crisis. Read more about the various support offered by the government.
Is renting a room in my house is tax-free?

The rent-a-room relief lets you earn up to €14,000 per year tax-free if you rent out a room (or rooms) in your home to private tenants. check Renting out a room in your home (citizensinformation.ie) to learn about the terms and conditions.