Get cover for houses that are being built or undergoing renovations

Start out right – If your house is not yet your home because it’s still under construction or renovation, we can insure it for you until the day you can finally move in with our buildings only home insurance policy, Smart Construct Home Insurance.

AIB Smart Construct Home Benefit



Monthly Payments

Spread your payments over 12 months at no extra cost


For full details on all of the features and benefits along with all of the limits and exclusions that apply please read our Smart Construct Home Insurance policy document.



Discounts Available

30% Discount

If you have been claims free for 3 years or more.

All discounts are applied on a reducing balance basis and are subject to a minimum premium of €157.50

We also offer cover for buildings & contents, rental properties, holiday homes and for houses that are being built or renovated. Insurance for Buildings & ContentsHoliday Homes and Landlord Insurance.


Need to talk to us about your AIB Home Insurance Policy?


For Emergency Home Assistance – Contact 1890 253 347 (24 hour helpline)


To make a Home Insurance claim – Contact 1850 63 53 43 (24 hour claims line)


To make a change to an existing policy or to renew an existing policy contact 1850 27 26 25 (Monday to Friday 8am to 8pm, Saturday 10am to 2pm).


AIB Home Insurance Downloads


Help and Guidance

Frequently Asked Questions
All the answers about Home Insurance Questions


Other Information

Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site. Allied Irish Banks, p.l.c. is an agent of AIB Insurance Services Limited in relation to provision of general insurance products. AIB Home Insurance is exclusively underwritten by AXA Insurance dac. AIB Insurance Services Limited is regulated by the Central Bank of Ireland.


Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.

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