Get cover for houses that are being built or undergoing renovations

Start out right – If your house is not yet your home because it’s still under construction or renovation, we can insure it for you until the day you can finally move in with our buildings only home insurance policy, Smart Construct.

Our Smart Construct home insurance is a great value option that can protect you against loss or damage to your buildings while they are undergoing construction or renovation.

With AIB Smart Construct Home Insurance, you will get:

  • Cover for Fire, flood, smoke and storm damage cover

  • Excess is €1,000

  • 30% Discount if you have been claims free for 3 years or more. Subject to a minimum premium of €157.50

  • 24 hour claims helpline, based in Ireland

  • Spread your payments over 12 months 

For full details on all of the features and benefits along with all of the limits and exclusions that apply please read our AIB Smart Construct Home Insurance policy document.

Need to talk to us about your Home Insurance? You can ...

  • Call 1890 404 204 (Monday to Friday 9am – 9pm).

  • Request a call back

  • 24 Hour Claims Helpline - 1850 63 53 43  (International: 00353 1 858 3302)

Help and Guidance

Frequently Asked Questions
All the answers about home insurance.

Help Centre
If you have a question on your policy, you'll find the answer at our Help Centre.

Other Information

Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site. Allied Irish Banks, p.l.c. is an agent of AIB Insurance Services Limited in relation to provision of general insurance products. AIB Home Insurance is exclusively underwritten by AXA Insurance dac. AIB Insurance Services Limited is regulated by the Central Bank of Ireland.

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