Get cover for your Buy to Let or Investment Property in Ireland

Have you chosen to invest in property? If you bought a house as an investment to rent, we can protect you against damage by fire, storm, theft and other risks which are listed in the policy document below.


Our Smart Invest Home Insurance can protect against loss or damage to your buildings and contents of your buy-to-let property. It’s one less thing to worry about.

AIB Smart Invest Home Insurance Benefits


Emergency Home Assistance

Get up to 4 call-outs per year, free of charge. Learn more

Accidental damage to contents

Cover the contents belonging to you. This covers any accidental damage made by tenants to items like the sofa, beds or white appliances.

Landlord Advisor Costs

We cover advisor costs to help recover possession of the property if tenants breach the law regarding payment of rent, or their lease agreement.

Loss of Rent

If the property is not fit to live in because of damage or loss caused by an insurable event, then we will pay you the amount of rent you lost up to a max of 20% of the buildings sum insured.


Check out a summary of all our Home Insurance benefits. For full details on all of the features and benefits along with all of the limits and exclusions that apply please read our Smart Invest Home Insurance policy document.


Discounts Available

30% Discount

If you have been claims free for 3 years or more.

10% Discount

If you have a working intruder alarm.

All discounts are applied on a reducing balance basis and are subject to a minimum premium of €157.50

We also offer cover for buildings & contents, holiday homes and for houses that are being built or renovated. Insurance for Buildings & ContentsHoliday Homes and Insurance for Homes under Construction or Renovation.


Need to talk to us about your AIB Home Insurance Policy?


For Emergency Home Assistance – Contact 1890 253 347 (24 hour helpline)


To make a Home Insurance claim – Contact 1850 63 53 43 (24 hour claims line)


To make a change to an existing policy or to renew an existing policy contact 1850 27 26 25 (Monday to Friday 8am to 8pm, Saturday 10am to 2pm).

AIB Home Insurance Downloads


Help and Guidance

Frequently Asked Questions
All the answers about Home Insurance Questions


Other Information

Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site. Allied Irish Banks, p.l.c. is an agent of AIB Insurance Services Limited in relation to provision of general insurance products. AIB Home Insurance is exclusively underwritten by AXA Insurance dac. AIB Insurance Services Limited is regulated by the Central Bank of Ireland.


Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.

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