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Preparing for life after work

Find out how your earning power and investment can make a more comfortable retirement. Make a booking to talk to one of our financial advisors.

Pension products cannot be encashed prior to retirement age.

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Personal Retirement Savings Account (PRSA)

 With this policy you can save regularly towards your retirement in an efficient and flexible way. You can contribute lump sums to it, or transfer in a pension from another scheme. There is also the option to take a lump sum when you retire.

Book a talk with one of our financial advisors. 

More about PRSAs (PDF, 27 pages, 1,688KB).

Personal Retirement Bond (PRB)

 If you have money in a pension from a job you have left, a PRB may be ideal.

Book a talk with one of our financial advisors.

More about PRBs (PDF, 21 pages, 1,536KB).

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A woman in her home, smiling while holding a cup of coffee.

Approved Retirement Fund (ARF)

 When you’re ready to take your pension, you have a few options such as an ARF. With an ARF you can keep your retirement savings invested and take money from it when you need to.

If you take income from the money you originally invested in an Approved Retirement Fund (ARF), it will reduce the amount left in your fund and may impact the value over time.

Book a talk with one of our financial advisors. 

More about ARFs (PDF, 17 pages, 1,337KB).

What to expect when you talk to us

It’s the first step to feeling more secure.

Set up a chat

Whatever your retirement needs are, we can help

Talking it through helps give you perspective.

Not sure what you need?

If you’re not sure where to start make a booking to talk to one of our advisors or read on for more information.

Important information

Saol Assurance d.a.c., trading as AIB life, is a partnership between Allied Irish Banks, p.l.c. (AIB) and Great-West Lifeco to provide protection, retirement and investment solutions through AIB’s Financial Advice service. Allied Irish Banks, p.l.c has a 50% holding in Saol Assurance d.a.c from which it may financially gain or lose.

Allied Irish Banks, p.l.c. is tied to AIB life for life and pensions business.

Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.

Saol Assurance d.a.c., trading as AIB life is regulated by the Central Bank of Ireland.

Information on how AIB approaches sustainability risks (PDF, 2 pages, 129KB) in the advice we give you about savings, investment and pension products provided by AIB life.

Information on how AIB considers principal adverse impacts on sustainability factors (PDF, 1 page, 126KB) in the advice we give you about savings, investment and pension products provided by AIB life.

Information on our Private Banking investment service.

Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site. 

WARNING: If you invest in this product, you may lose some, or all of the money you invest.

 

WARNING: If you invest in the product you may not access your money until age 60 and/or you retire.

 

WARNING: The value of your investment may go down as well as up.

 

WARNING: The income you earn from this investment may go down as well as up.

 

WARNING: This product may be affected by changes in currency exchange rates.