Helping you manage your mortgage finances

If you're worried about missing a mortgage payment due to an increase in the Cost of Living, here are a few steps you can take to address the situation.

Taking a closer look

Take a close look at your budget to see if there are any areas where you can cut back on expenses. If you have a high interest rate on your mortgage, refinancing to a lower rate may help you save money on your monthly payments and make it easier to keep up with your mortgage. Remember, the key is to act quickly and communicate with us. We may be able to collaborate with you to find a solution that can help you avoid missing a payment and falling into arrears.

Learn more about what needs to be taken care of if you are facing mortgage repayment challenges or are planning to apply for mortgage.

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Take action as soon as you can

We understand that many of our customers are facing financial difficulties. If you think you will miss payments (mortgage, loan or credit cards) you should act as soon as you can.

Worried about payments

Saving for a mortgage as a first time buyer

You’ve decided to take the leap and get a mortgage – and first you need to save for your deposit. We’ve compiled a few practical tips to help you.

Mortgage saving tips

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Manage your bills across our apps and services

Learn how to manage your bills on AIB Mobile Banking, AIB Internet Banking, AIB Tablet Banking and in your branch.

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Mortgage arrears

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Loan payments

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Credit Card payments

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Important information

Allied Irish Banks, p.l.c. is an authorised agent and servicer of AIB Mortgage Bank u.c. in relation to origination and servicing of mortgage loans and mortgages. AIB Mortgage Bank u.c. is regulated by the Central Bank of Ireland.

Lending criteria, terms and conditions apply. Over 18s only. Security may be required.


WARNING: If you do not keep up your repayments you may lose your home.


WARNING: You may have to pay charges if you pay off a fixed-rate loan early.


WARNING: The cost of your monthly repayments may increase.


WARNING: If you do not meet the repayments on your loan, your account will go into arrears.
This may affect your credit rating, which may limit your ability to access credit in the future.