Give your savings room to grow
From time to time, AIB life Fixed Term Invest is available as an option for your hard earned savings. Designed to give you exposure to the stock market while aiming to provide capital protection at the end of a fixed term.
How does it work?
You’ll put your money away for a fixed term. It’s important to know this means you cannot take out your money until the end of the fixed term.
There may be a cap on the level of return that you can receive due to benefiting from capital protection.
If the capital protection provider were to default, you could lose some or all, of your investment and potential return.
Fixed Term Invest typically suits customers who have a low attitude to risk and offers an alternative to holding your money on deposit.
How to get started
If you're thinking about investing for the long term, the best place to start is with a conversation. Our advisors are here to help you understand your options and build a plan that works for you.
Set up a chat with an advisor: They'll help you understand your options and choose the right investment approach for your goals and risk level.
Get personalised advice: A financial advice meeting can take up to 60 minutes. At the end of the meeting you will have a personalised financial plan.
No obligation: It won't cost you anything to talk to us and there's no pressure. Most of our customers take some time to consider everything before deciding what to do next.
What you need to know
Fixed Term Invest is available:
To people living in Ireland aged between 18 and 74.
For a lump sum investment of at least €20,000.
To customers who are comfortable to put their money away for a fixed term.
To learn more about Fixed Term Invest, book a call with one of our financial advisors.
What to expect when you talk to us
It’s the first step to feeling more secure.
It's one to one
Tech is great - but for some things in life we just want to speak to a human being. You can pop into one of our branches or talk on the phone - the choice is yours.
What we'll cover
It takes three minutes to set up a time to talk to us. Between us we’ll decide what to cover - then we’ll set time to get into the details. It takes about 60 minutes to cover it all. Smart ways to plug gaps in income, green ways to invest and comfortable ways to retire.
What happens next
It can be a lot to take in. Don’t worry - you’ve time. We’ll email you the details of what we’ve talked about. And we’ll only be a phone call or email away if you’ve any questions.
Ready to talk to us about investments
Talking it through helps give you perspective.
Talk to us
Book a session with a financial advisor from the comfort of your home
Our branches
We have more than 170 branches across Ireland
Call us
Speak directly to our team Monday to Friday, 9.00 to 17.00
Call 01 771 5867
Learn about investing and other ways to invest
Get to know the different ways you can invest and find what’s right for you.
New to investing?
Check out the AIB life hub in our mobile app. It's packed with calculators, articles and lessons to help you get started with investing.
Invest a lump sum
With 360 Invest, you can start with a €20,000 lump sum and add more anytime. Ideal if you're happy to invest for five years or more.
Invest regularly
With our app, you can start investing regularly from €125 a month and build your investment over time.
Regulatory information
AIB life is a partnership between Allied Irish Banks, p.l.c. (AIB) and Great-West Lifeco to provide protection, retirement and investment solutions through AIB’s Financial Advice service.
Allied Irish Banks, p.l.c. is tied to AIB life for life and pensions business.
Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.
Saol Assurance d.a.c., trading as AIB life is regulated by the Central Bank of Ireland.
Allied Irish Banks, p.l.c. has a 50% holding in Saol Assurance d.a.c.
Information on how AIB approaches sustainability risks (PDF, 2 pages, 129KB) in the advice we give you about savings, investment and pension products provided by AIB life.
Information on how AIB considers principal adverse impacts on sustainability factors (PDF, 1 page, 127KB) in the advice we give you about savings, investment and pension products provided by AIB life.
Full details on our intermediary remunerations (PDF, 3 pages, 176KB).
Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site.
| WARNING: The value of your investment may go down as well as up. |
| WARNING: This product may be affected by changes in currency exchange rates. |
| WARNING: If you invest in this product you may lose some or all of the money you invest. |
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Tel: +353 (0)1 6600311 Registered in Ireland: Registered No. 24173 Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland. Copyright Allied Irish Banks, p.l.c. 1995