Make your money work harder
If you've built up some savings or come into a lump sum, you may want to know how to make the most of it. With 360 Invest, you can put your money to work in a way that suits your goals - and your comfort with risk. Whether you're planning for the future or just want to grow your savings, we're here to help you get started.
How a lump sum investment works
When you invest a lump sum, your money goes into an investment product called 360 Invest. It's designed to help you grow your savings over the long term. We'll help you find the right mix of funds to match your goals and risk appetite.
Put your savings to work: Start with a lump sum of €20,000 or more.
Top up anytime: You can make additional lump sum contributions whenever you want.
Keep building monthly: Choose to set up a regular monthly contribution of at least €125 to keep building your investment over time.
Withdraw when you need to: We recommend that you invest for at least five years. You can withdraw at any time (though charges may apply in the first five years)
How to get started
If you're thinking about investing a lump sum, the best place to start is with a conversation. Our advisors are here to help you understand your options and build a plan that works for you..
Set up a chat with an advisor: They'll help you understand your options and choose the right investment approach for your goals and risk level.
Get personalised advice: A financial advice meeting can take up to 60 minutes. At the end of the meeting you will have a personalised financial plan.
No obligation: It won't cost you anything to talk to us and there's no pressure. Most of our customers take some time to consider everything before deciding what to do next.
What happens to your money
When you open an account your money buys into a fund where other people like you are already investing.
We make it easy to spread your money across a range of areas. One fund might track bonds, which are loans to a government or a company in return for interest payments. Other funds focus on shares in tech and energy companies for example, while others concentrate on property. Many of our funds track a mix of shares, bonds and other asset types.
We'll advise you about the likely risk and return on each fund, so you’ll know what you can expect.
What you need to know
360 Invest is available:
To people living in Ireland aged between 18 and 74.
For an initial lump sum investment of at least €20,000, monthly payments from €125 or a combination of both.
To those comfortable taking some level of risk with this money and putting it away for at least five year
Book a chat with one of our financial advisors, or you can find out more about 360 Invest here (PDF, 23 pages, 1,620KB).
What to expect when you talk to us
It's the first step to feeling more secure.
It's one to one
Tech is great - but for some things in life we just want to speak to a human being. You can pop into one of our branches or talk on the phone - the choice is yours.
What we'll cover
It takes three minutes to set up a time to talk to us. Between us we’ll decide what to cover - then we’ll set time to get into the details. It takes about 60 minutes to cover it all. Smart ways to plug gaps in income, green ways to invest and comfortable ways to retire.
What happens next
It can be a lot to take in. Don’t worry - you’ve time. We’ll email you the details of what we’ve talked about. And we’ll only be a phone call or email away if you’ve any questions.
Ready to talk to us about investing?
Talking it through helps give you perspective.
Talk to us
Book a session with a financial advisor from the comfort of your home
Our branches
We have more than 170 branches across Ireland
Call us
Speak directly to our team Monday to Friday, 9.00 to 17.00
Call 01 771 5867
Learn about investing and other ways to invest
Get to know the different ways you can invest and find what’s right for you.
New to investing?
Check out the AIB life hub in our mobile app. It's packed with calculators, articles and lessons to help you get started with investing.
Invest regularly
With our app, you can start investing regularly from €125 a month and build your investment over time.
Fixed Term Invest
Designed to give you exposure to the stock market while aiming to provide capital protection at the end of the fixed term.
Regulatory information
AIB life is a partnership between Allied Irish Banks, p.l.c. (AIB) and Great-West Lifeco to provide protection, retirement and investment solutions through AIB’s Financial Advice service.
Allied Irish Banks, p.l.c. is tied to AIB life for life and pensions business.
Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.
Saol Assurance d.a.c., trading as AIB life is regulated by the Central Bank of Ireland.
Allied Irish Banks, p.l.c. has a 50% holding in Saol Assurance d.a.c.
Information on how AIB approaches sustainability risks (PDF, 2 pages, 129KB) in the advice we give you about savings, investment and pension products provided by AIB life.
Information on how AIB considers principal adverse impacts on sustainability factors (PDF, 1 page, 127KB) in the advice we give you about savings, investment and pension products provided by AIB life.
Full details on our intermediary remunerations (PDF, 3 pages, 176KB).
Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site.
| WARNING: The value of your investment may go down as well as up. |
| WARNING: This product may be affected by changes in currency exchange rates. |
| WARNING: If you invest in this product you may lose some or all of the money you invest. |
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Tel: +353 (0)1 6600311 Registered in Ireland: Registered No. 24173 Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland. Copyright Allied Irish Banks, p.l.c. 1995