Get great cover for your Holiday Home

You’ve made the move and invested in a special place, a home away from home to relax and unwind. Now keep this important investment safe with our Smart Retreat Home Insurance for holiday homes.

Smart Retreat Holiday Home Insurance delivers cover for privately owned holiday homes for personal use or rental.

AIB Smart Retreat Holiday Home Insurance Benefits


Emergency Home Assistance

Get up to 4 call-outs per year, free of charge. Learn more

Accidental damage to glass

Covers accidental breakage of mirrors, fixed glass in furniture and ceramic hobs.

Monthly Repayments

Spread your payments over 12 months at no extra cost.

Replacement Locks

We will pay the cost of replacing locks (including keys) to any outside door of the home if the keys have been stolen from the home for up to €750.


Check out a summary of all our Home Insurance benefits. For full details on all of the features and benefits along with all of the limits and exclusions that apply please read our Smart Retreat Home Insurance policy document.


Discounts Available

30% Discount

If you have been claims free for 3 years or more.

10% Discount

If you have a working intruder alarm.

All discounts are applied on a reducing balance basis and are subject to a minimum premium of €157.50

We also offer cover for buildings & contents, rental properties and for houses that are being built or renovated. Insurance for Buildings & ContentsLandlord Insurance and for Homes under Construction or Renovation.


Need to talk to us about your AIB Home Insurance Policy?


For Emergency Home Assistance – Contact 1890 253 347 (24 hour helpline)


To make a Home Insurance claim – Contact 1850 63 53 43 (24 hour claims line)


To make a change to an existing policy or to renew an existing policy contact 1850 27 26 25 (Monday to Friday 8am to 8pm, Saturday 10am to 2pm).

AIB Home Insurance Downloads


Help and Guidance

Frequently Asked Questions
All the answers about Home Insurance Questions


Other Information

Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site. Allied Irish Banks, p.l.c. is an agent of AIB Insurance Services Limited in relation to provision of general insurance products. AIB Home Insurance is exclusively underwritten by AXA Insurance dac. AIB Insurance Services Limited is regulated by the Central Bank of Ireland.


Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.

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