Before you find the home, we’ll help you with the homework.
Let the road to your new home begin with AIB. Whether you’re buying your first home, moving home, or interested in an investment property, our expert team of mortgage advisers will help you get ‘mortgage ready’.
Buying your first home?
Buying your first home is a huge decision, but that doesn’t mean it has to be difficult. We provide you with step-by-step guides, checklists and jargon busters to keep things simple.
Considering moving house?
It may be a long time since you bought your last house, or just a few years. You maybe now thinking of moving house. Either way the market and mortgages have probably changed a lot in the meantime.
Thinking of investing in a buy-to-let property?
If you’re thinking about investing in property, then you need to be thinking about a mortgage. Find out what’s involved with a buy-to-let mortgage, so you are fully prepared when you meet your Mortgage Co-ordinator.
Want to buy a new home but you’re in negative equity? We can help
Our Negative Equity Trade Up mortgage allows you to add the negative equity balance from your old property onto the mortgage for the new property. So you can trade up and out of your existing home.
Saving for your deposit
We’ll put together a savings plan that’s easily managed and that works for you. Start by doing a budget to find out how much you can afford to save, and any lifestyle changes you need to make to reach your target. You’ll be surprised how quickly your money can grow with AIB.
We’ve got you covered
If you’re buying a house you need to make sure you’re adequately protected against life’s unexpected events. We offer great value Home Insurance, Life and Illness Insurance, Income Protection and Mortgage Protection cover.
Owning a home can be expensive, one where every cent counts, so we hope banking free of maintenance and transaction fees will help. If you have an AIB private dwelling house (PDH) mortgage for your home, we’ll waive the maintenance and transaction fees on the current account you use to pay your mortgage. It doesn’t matter if you’re a new or existing mortgage customer. All you need to do is set up a direct debit to pay your mortgage from an AIB personal current account. If you are an existing AIB mortgage customer and currently don’t pay your mortgage by direct debit from an AIB Personal Current Account, you can still benefit from no fees. All you need to do is set up a direct debit to pay your AIB mortgage from an AIB Personal Current Account.
For more information please refer to the ‘No Fees’ – Mortgage Benefit page.
Talk to us
Drop in to any AIB branch and speak with a Mortgage Co-ordinator today. They’ll explain exactly what’s involved, and answer any of your questions.
You can phone 1890 724 724 to set up a meeting at a time that suits you. (Lines are open Monday to Friday 8am to 9pm, Saturday 9am to 6pm).