Regular investments made easy
You don't need to be an expert or have a big lump sum to start investing. If your savings goal is five years or more away, whether that’s for a home, your children's education, or simply want your money to work harder, a regular investment can help you get there. With 360 Invest, you can start from €125 a month and build your investment over time.
You can now start investing regularly through the AIB life hub in our mobile banking app. It's quick, easy, and designed to guide you every step of the way.
Log into the AIB mobile banking app.
Tap the Products tab.
Select Savings.
Tap Explore Investment Options, you will be redirected to the AIB life hub.
From there, you'll be guided through getting started with your investment. You'll get a personalised plan that suits you, choose how much to invest, pick funds that match your goals, and track your progress - all from you phone.
No paperwork. No pressure. Just a few taps to get started.
How a regular investment works
When you invest regularly, your money goes into an AIB life investment product called 360 Invest. It’s designed to help you grow your savings over time, with flexible options that fit your budget and goals.
Build gradually: Start from €125 a month.
Choose how often you invest: You can pay regular contributions every month, three months, six months, or once a year. You can change this whenever you want.
Top up anytime: You can make lump sum contributions whenever you want.
Withdraw when you need to: We recommend that you invest for at least five years. You can withdraw at any time (though charges may apply in the first five years)
What happens to your money
When you open an account your money buys into a fund where other people like you are already investing.
We make it easy to spread your money across a range of areas. One fund might track bonds, which are loans to a government or a company in return for interest payments. Other funds focus on shares in tech and energy companies for example, while others concentrate on property. Many of our funds track a mix of shares, bonds and other asset types.
We'll advise you about the likely risk and return on each fund, so you’ll know what you can expect.
What you need to know
360 Invest is available:
To people living in Ireland aged between 18 and 74.
To those who can contribute at least €125 a month, make a lump sum investment of at least €20,000, or do a combination of both.
To those comfortable taking some level of risk with this money and putting it away for at least five years.
Get started in the app, book a talk with one of our financial advisors, or you can find out more about 360 Invest here (PDF, 23 pages, 1,620KB).
Prefer to talk to us?
You can set up a regular investment by meeting with a financial advisor – in branch, by phone, or over video call. In just 60 minutes, they’ll help you build a personalised investment plan and get started with 360 Invest.
Talk to us
Book a session with a financial advisor from the comfort of your home
Our branches
We have more than 170 branches across Ireland
Call us
Speak directly to our team Monday to Friday, 9.00 to 17.00
Call 01 771 5867
Learn about investing and other ways to invest
Get to know the different ways you can invest and find what’s right for you.
New to investing?
Check out the AIB life hub in our mobile app. It’s packed with calculators, articles and lessons to help you get started with investing
Invest a lump sum
With 360 Invest, you can start with a €20,000 lump sum and add more anytime. Ideal if you're happy to invest for five years or more.
Fixed Term Invest
Designed to give you exposure to the stock market while aiming to provide capital protection at the end of a fixed term.
Regulatory information
AIB life is a partnership between Allied Irish Banks, p.l.c. (AIB) and Great-West Lifeco to provide protection, retirement and investment solutions through AIB’s Financial Advice service.
Allied Irish Banks, p.l.c. is tied to AIB life for life and pensions business.
Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.
Saol Assurance d.a.c., trading as AIB life is regulated by the Central Bank of Ireland.
Allied Irish Banks, p.l.c. has a 50% holding in Saol Assurance d.a.c.
Information on how AIB approaches sustainability risks (PDF, 2 pages, 129KB) in the advice we give you about savings, investment and pension products provided by AIB life.
Information on how AIB considers principal adverse impacts on sustainability factors (PDF, 1 page, 127KB) in the advice we give you about savings, investment and pension products provided by AIB life.
Full details on our intermediary remunerations (PDF, 3 pages, 176KB).
Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site.
| WARNING: The value of your investment may go down as well as up. |
| WARNING: This product may be affected by changes in currency exchange rates. |
| WARNING: If you invest in this product you may lose some or all of the money you invest. |
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Tel: +353 (0)1 6600311 Registered in Ireland: Registered No. 24173 Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland. Copyright Allied Irish Banks, p.l.c. 1995