Saving and investing
Putting money away is a step towards feeling secure about the future.
We'll help you choose the best option for you
Not many people feel they’ve done enough to feel secure.
The first step is putting money away. Whether that’s a small amount saved each month, or something bigger that you can leave to grow for a while, we have flexible savings options.
But investing either a lump sum or regular amount could help you reach a financial goal sooner.
If you’re curious about investing, read on to discover how 360 Invest could help your money work harder for you, or book a call with one of our advisors.
If you’re set on a savings or a deposit account, take a look at what we can offer.
Make your money work with 360 Invest
We’ll help you feel more certain about what you’re doing with your money.
Take control over your money
If you have some extra money and you think it can work harder for you, you don’t have to be overwhelmed by the options out there. Yes, there are risks with investing, but by talking to one of our financial advisors you’ll have all the information you need to take control.
It doesn’t cost anything to talk to one of our financial advisors. But when you do, they’ll cut through the jargon and present some ideas that suit what you want your money to do.
How does it work?
The AIB life 360 Invest policy is an investment policy that’s flexible enough to match what you want.
There’s two ways you can add money to your account:
Single Contribution: Pay a lump sum when you first open the account or later down the line if you like what you see or;
Regular Contribution: Pay a regular amount from the start.
What happens to your money
When you open an account your money buys into a fund where other people like you are already investing.
We make it easy to spread your money across a range of areas. One fund might track bonds, which are loans to a government or a company in return for interest payments. Other funds focus on shares in tech and energy companies for example, while others concentrate on property. Many of our funds track a mix of shares, bonds and other asset types.
Our financial advisors will advise you about the likely risk and return on each fund, so you’ll know what you can expect.
What you need to know
360 Invest is available:
To people living in Ireland aged between 18 and 74.
For an initial lump sum investment of at least €20,000 or €125 per month.
To those comfortable taking some level of risk with this money and putting it away for at least five years.
Book a talk with one of our financial advisors.
What to expect when you talk to us
It’s the first step to feeling more secure.
It's one to one
Tech is great - but for some things in life we just want to speak to a human being. You can pop into one of our branches or talk on the phone - the choice is yours.
What we'll cover
It takes three minutes to set up a time to talk to us. Between us we’ll decide what to cover - then we’ll set time to get into the details. It takes about 40 minutes to cover it all. Smart ways to plug gaps in income, green ways to invest and comfortable ways to retire.
What happens next
It can be a lot to take in. Don’t worry - you’ve time. We’ll email you the details of what we’ve talked about. And we’ll only be a phone call or email away if you’ve any questions.
Ready to talk to us about savings and investments
Talking it through helps give you perspective.
Talk to us
Book a session with a financial advisor from the comfort of your home
Our branches
We have more than 170 branches across Ireland
Call us
Not sure what you need?
If you’re not sure where to start make a booking to talk to one of our advisors or read on for more information.
Protection
Provide cover for the people you love when you have died, or you suffer from certain illnesses
Mortgage Protection
If you’re getting a mortgage - you’ll need it. We can sort that for you
Retirement
Find out how your earning power, investment growth and tax relief can make a more comfortable retirement
Important information
AIB life is a partnership between Allied Irish Banks, p.l.c. (AIB) and Great-West Lifeco to provide protection, retirement and investment solutions through AIB’s Financial Advice service.
Allied Irish Banks, p.l.c. is tied to AIB life for life and pensions business.
Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.
Saol Assurance d.a.c., trading as AIB life is regulated by the Central Bank of Ireland.
Allied Irish Banks, p.l.c. has a 50% holding in Saol Assurance d.a.c.
Information on how AIB approaches sustainability risks (PDF) in the advice we give you about savings, investment and pension products provided by AIB life.
Information on how AIB considers principal adverse impacts on sustainability factors (PDF) in the advice we give you about savings, investment and pension products provided by AIB life.
Full details on our intermediary remunerations (PDF).
Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site.
Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland. Allied Irish Banks, p.l.c. is tied to AIB life for life and pensions business. Saol Assurance d.a.c., trading as AIB life, is regulated by the Central Bank of Ireland.
Allied Irish Banks, p.l.c. Registered Office: 10 Molesworth Street, Dublin 2. Registered in Ireland, No. 24173
Before proceeding please read our Site Use Terms and Conditions, Privacy & Cookie statements which apply to your use of this website. AIB and AIB Group are registered business names of Allied Irish Banks, p.l.c. Registered Office: 10 Molesworth Street, Dublin 2.
Tel: +353 (0)1 6600311 Registered in Ireland: Registered No. 24173 Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland. Copyright Allied Irish Banks, p.l.c. 1995